5 Added Benefits of Extended Car Warranties

When you buy a car, the manufacturer typically offers a standard warranty that covers the mechanical and electrical systems for a specific period. Car warranties expire, however, which is when you might consider purchasing an extended warranty.

Aside from coverage for certain automotive systems, some car warranty companies also offer added benefits. Here are five that are worth your consideration if you want the best extended auto warranty.

1.     Roadside Assist

For added convenience, consider a car warranty that offers roadside assistance. Most car warranties add roadside assistance at no additional charge. This can come in handy if you get stranded on the side of the road.

2.     Rental Car Coverage

Many extended car warranties also offer reimbursement for a rental car if repairs take longer than expected. This reimbursement comes in handy if your car breaks down while you are traveling. You can use the funds to rent a car while your vehicle is in the shop.

Often, this coverage is limited to a certain number of days or has an additional fee tacked on after the first few days. If you are planning a road trip, be sure to ask about rental car coverage.

3.     Towing Coverage

Next, consider whether towing coverage is important to you. Many car warranties include towing coverage at no additional charge. If your car breaks down while you are traveling, some extended warranties will pay for towing your car home or to a garage. Towing coverage is limited in most cases, so be sure to find out what is included and at what cost.

4.     Trip Interruption Coverage

If you are traveling with your family and your car breaks down, you will want to know about trip interruption coverage. This type of coverage reimburses you for the costs of your trip if your car ends up in the shop. This can include the cost of your hotel, food, and travel expenses.

5.     Vehicle Coverage

The type of vehicle you own will determine what types of coverage are available. Some extended warranties offer additional benefits that can include theft protection, glass repair, and key replacement. Be sure to ask about the coverage available for your specific vehicle.

When considering an extended car warranty, ask about the benefits that are available. Whether you need roadside assistance, rental car coverage, towing coverage, trip interruption insurance, or additional vehicle coverage, there is likely an extended warranty that can meet your needs.

Be sure to ask about the costs associated with each benefit, as well as any limitations. Compare the benefits offered by different car warranty companies to find the one that is best for you.

What Exactly Does an Extended Car Warranty Cover?

Your extended car warranty can provide coverage for any mechanical failure, such as a faulty electrical system or problems with the engine.

There are three types of coverage that are typically included in an extended car warranty:

  • Bumper-to-bumper coverage – This type of coverage is the most common and provides protection for a variety of components. These include mechanical issues as well as any systems that are related to the mechanics of your car.
  • Powertrain coverage – This includes all the parts that are related to the engine and drive train of your car. This can include the engine, transmission, and differential.
  • Limited coverage – This type of coverage is less common but can provide protection for specific issues that are not covered by the other two types of coverage. For example, a limited warranty may exclude certain components.

When Is the Best Time to Buy an Extended Car Warranty?

The best time to buy an extended car warranty is when your manufacturer’s warranty expires. This way, you can be sure that you are getting a warranty that provides the coverage you need, at a price that you can afford.

Do Your Research Before You Buy an Extended Car Warranty

Shop around to find competitive prices and compare coverage options. If you are considering an independent extended car warranty, be sure to read the fine print carefully. In many cases, these warranties do not cover as much as manufacturer’s warranties.

Extended car warranties can provide peace of mind when your manufacturer’s warranty expires. Be sure to research your options and compare prices before you buy one.

Buying an Extended Car Warranty

 There are many benefits of an extended car warranty. Before you purchase one, be sure to ask about the specific coverage it provides and whether it is right for you. If you are on a tight budget, it may be better to save money and put the amount that would have gone towards an extended warranty towards other things, such as repairs.

Many extended car warranty companies offer discounts for certain groups, including seniors, military personnel, and teachers. Ask about available discounts to help you save money on your extended warranty.

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Is an Extended Warranty Worth It?

This is a question that only you can answer. Consider how likely it is that you will need repairs and how much those repairs will cost. Also, be sure to compare the cost of an extended warranty with the cost of repairs. In some cases, it may be more affordable to pay for repairs out-of-pocket than to purchase an extended warranty.

Be sure to consider all your options before you make a purchase. If you are on a tight budget, it may be better to save money on an extended car warranty and put it towards repairs if they are needed.

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